Simon Joseph Urges Families to Rethink Financial Success in a Noisy World

Alexandria, Virginia Nov 9, 2025 (Issuewire.com) Simon Joseph, founder of Joseph Wealth, is raising awareness about the growing need for everyday Americans to take a slower, more intentional approach to financial planningespecially as personal finance becomes more confusing and product-driven.

People dont need more noise, Joseph says. They need a plan they can actually understand and stick to.

With over 16 years in the financial services industry and a career shaped by the 2008 crisis, Joseph has watched how short-term thinking can derail even the most well-meaning investor. His experience, which includes leadership roles at Morgan Stanley and Truist Wealth before launching his own firm, gives him a long view on what success really looks like.

According to a 2023 CNBC survey, 74% of Americans say they feel financially stressed, with many citing conflicting advice and a lack of clear planning. Joseph believes a large part of that comes from overcomplication.

You dont have to chase every trend, he says. Success isnt about timing the marketits about being steady, knowing your goals, and building something that fits your life.

Joseph encourages families to focus on four core areas:

• Saving with intention
• Understanding tax impacts
• Avoiding impulsive investment decisions
• Preparing for lifes big purchases with a clear plan

Sometimes the most helpful thing I can do is talk a client out of doing something, he says. That only works when youve built trust over time.

For Joseph, financial success isnt about hitting a numberits about building a life that works. He draws on his own experience as a father of three boys, a former collegiate athlete, and a community volunteer. Faith, family, and financial discipline are all connected, he says. And they all take consistency.

Data from the National Financial Educators Council shows that in 2023, the average American lost $1,819 due to a lack of financial knowledge. Thats not due to stock picksits due to poor planning, missed opportunities, and emotional decisions.

Josephs message: You dont need to be a financial expert. But you do need a planand someone you trust to help you stay on course.

Ive seen what happens when people panic, Joseph says. But Ive also seen the power of steady progress. When clients understand what theyre doing and why, they dont just grow wealththey gain confidence.

Rather than pushing products or selling fear, Joseph wants people to take action in their own lives:

• Set one clear financial goal this quarterwhether its paying off debt, saving for a home, or reviewing insurance.
• Schedule a check-in with a trusted advisor or planner, even if youre not ready to invest.
• Talk to your family about what financial success really means to you.

Success isnt a destination, Joseph says. Its a set of decisions made consistently, over time, with the people you care about.

About Simon Joseph

Simon Joseph is a financial advisor and founder of Joseph Wealth. A graduate of Randolph-Macon College and longtime resident of Alexandria, VA, he brings over 16 years of experience in asset management, retirement planning, and investment strategy. Outside of work, he is a father of three, a deacon at his church, and an advocate for values-based financial planning.